How Much Texas Auto Insurance Do You Need?

Getting auto insurance in Texas is mandatory, and the state has specific types of coverage, and various amounts, that must be in your auto policy. To make sure that you are driving legally, be sure to get your auto insurance if you haven’t gotten it yet. To get started, give us a call at D&B Insurance Solutions in Dallas, TX.

Automatic Coverage Types

In Texas, there are required coverage types as well as automatic coverage types. The automatic coverage types are automatically put onto your policy when you buy it. They are not specifically required by law, but they are on every Texas policy unless you decide to cancel those types in writing. These policy types include personal injury protection and uninsured motorist coverage. Your personal injury coverage is there to protect you by paying for your medical bills if another driver doesn’t cover them. Uninsured motorist coverage protects you when a driver without insurance, or a hit-and-run driver, causes an accident with you and you have medical bills that result from it. These two coverage types are important for keeping you well-protected, and it’s generally recommended that you leave them in place.

Required Insurance Types

There are two kinds of required insurance coverage with three required amounts. The first is bodily injury liability coverage, and two amounts are needed for this. One is an amount for one person who is injured when you cause an accident, and the second is an amount for all of the injured people when you cause an accident. There is also property liability coverage required. This pays for a third party’s property damage after you cause an accident. 

Get Auto Insurance Coverage

If you don’t have the required auto coverage, you aren’t driving legally. Get legal by calling us at D&B Insurance Solutions in Dallas, TX.