Carrying Auto Insurance in Texas

In Texas, every driver must have auto insurance and carry proof of that insurance. If you are asked to show it, you must comply, or you may be given serious penalties. Auto insurance in the state comes with both required auto coverage that every policy must have and automatic coverages that all policies come with. If you don’t have the auto insurance that you need in Texas, call us now at D&B Insurance Solutions in Dallas, TX. 

Required Liability Auto Coverage

There are different coverages required under the umbrella of liability coverage. There is a set minimum amount that you must have in bodily injury liability for just one person injured in an accident that was caused by you. There is a different, higher set minimum that is for everyone who is injured. There is also an amount required for the property damage done to someone else’s property that was caused by an accident you caused. All Texas auto insurance policies must have all three of these amounts in them.

Automatic Auto Coverage

In Texas, there are also automatic coverages that come with every policy, but these coverages are not actually required by law. Though they do come with your policy, you can opt-out of them by notifying the company in writing that you want to remove them. These include uninsured motorist coverage as well as personal injury protection. Uninsured motorist coverage can protect you when you are the victim of a hit-and-run or when you are hit by someone who has broken the law and has no insurance. Personal injury protection protects you when someone else’s insurance does not pay for your medical bills after an accident. 

Get Protected With Auto Insurance

When you don’t have the right auto insurance, you can face a lot of fines and other penalties from the state. If you need auto insurance, call us now at D&B Insurance Solutions in Dallas, TX.