Comprehensive Auto Insurance Benefits

D&B Insurance Solutions is an independent insurance agency. We work with multiple carriers throughout the Southwest. We pride ourselves on helping our clients find the right policy when they need it most. We will sit down with you and assess your situation. Once we have an idea of your needs, we will help you find a policy tailored to your interests.

Comprehensive Auto Insurance Benefits

Auto insurance helps keep you safe as you travel around the Dallas, TX community. Collision coverage protects you if you make an impact with another vehicle. Liability insurance covers you if you are ruled to be responsible for an accident injuring someone or causing damages. Comprehensive coverage is another option. Here’s a look at the benefits of comprehensive auto insurance.

Protects You In Unique Situations

Consider you are driving early in the morning or late at night and an animal approaches your car out of nowhere. If you hit a large animal such as a deer, that can do extensive damage to your vehicle. Comprehensive insurance covers you if your vehicle suffers damage in this situation.

Severe Weather

Dallas, TX is known to have severe weather at times. Comprehensive insurance gives you peace of mind if your vehicle suffers a cracked windshield due to hail or a tree falls on your roof. Comprehensive coverage also covers you if your vehicle is damaged in a fire or flood.

Covers Stolen Vehicles

Being a victim of car theft can be heartbreaking. Luckily comprehensive insurance offers a safety net if that happens. In addition to covering your stolen vehicle, comprehensive coverage also covers a rental while your vehicle is being repaired, or you are looking for a replacement.

D&B Insurance Solutions Will Help You Cover Your Assets

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Stay Legal With Auto Insurance in Texas

In Texas, certain types of auto insurance are required, and every Texas driver must show proof of this coverage when asked by law enforcement. It’s important to get the right auto insurance and to keep it in place for as long as you drive. There are a lot of penalties for those who don’t have insurance, and proof of it, when asked. If you don’t yet have auto insurance, give us a call today at D&B Insurance Solutions in Dallas, TX to stay legal.

Liability Auto Coverage

Texas requires drivers to have a few different amounts of coverage for liability in order to stay legal. This includes bodily injury liability and property damage liability. There are two different amounts required for bodily injury coverage. This includes one amount for one person who is injured and another amount for two or more people who are injured. This coverage applies to someone else’s medical bills, not yours, and in the event that you caused the accident. Property damage liability also covers an accident that you caused and covers the damage done to someone else’s property. 

Other Coverage Types

Texas has a unique system of auto insurance coverage that includes automatic coverage types on everyone’s policies as well as the required liability coverage. These automatic coverages are not required by law in order to stay legal, but you will have to notify the insurance company in writing if you don’t want those coverages and want to cancel them. However, it is recommended that you keep them to stay better protected. One of the automatic coverages is personal injury protection. This pays for your medical bills, and your passengers’, if someone else’s coverage doesn’t pay for them. There is also uninsured motorist coverage. This pays for medical bills when the other driver, who causes the accident, doesn’t have the insurance to pay for them. 

Stay Legal

To remain a legal driver, give us a call at D&B Insurance Solutions in Dallas, TX to get your auto insurance.