What is Commercial Insurance?

D&B Insurance Solutions is highly interested in helping people in Dallas, TX access different types of insurance policies so that they can safeguard their businesses. Having the necessary insurance cover to cater for your liabilities when they arise provides some much-needed financial relief. One of the products that we provide is commercial insurance.

What is Commercial Insurance?

Simply put, commercial insurance is a type of insurance policy designed to protect a business, business owner, and employees specifically. It has been structured to cover your business against possible losses arising from injury to your workers, damages to your property, and loss of income. The general term used in the industry is business insurance because everything relates to your business.

In general terms, commercial insurance will protect your business against:

  • Client lawsuits
  • Property theft and damage
  • Customer or employee injury
  • Unexpected events

Types of Commercial Insurance

As you have already seen, commercial insurance constitutes a very broad insurance policy that covers your business against different types of liabilities. However, before you buy this cover, you need to understand that it comes in many forms, and what you choose depends upon your needs. Here are different types of commercial insurance:

  • General liability insurance
  • Fidelity insurance
  • Errors and omissions insurance
  • Worker’s compensation insurance
  • Business owner’s insurance

These specific types of insurance policies are very useful in covering the damages and the injuries your business may cause to its customers and other people. 

By taking up commercial insurance, you’re making what could be the most important financial investment in the life of your business. You’ll run the business without worries of financial losses arising from unforeseen circumstances.

Get Your Commercial Insurance Quote Today

If you live in Dallas, TX, D&B Insurance Solutions is offering commercial insurance policies that will meet your business’s preferences. Call us today to learn more about purchasing a commercial insurance policy.