What Vehicles Are Considered “Toys” For Insurance Purposes

Feeling a Bit of a Whimsy?

The knowledgeable staff at State Insurance Solutions located in Arlington, TX knows a little about that. We want you to feel that you have definitely checked the box when it comes to getting the right kind of insurance for your toy vehicles. Who wants to encounter an insurance hazard while you are out driving one of your toys? The whole ideas is to have fun.

When we say toys we mean your

  • Motorcycle
  • R.V 
  • Jet Ski’s 
  • ATV’s 
  • Boats  

Most likely all of the toys out there are going to fit into one of these categories. However with the huge amounts of toy vehicles you can choose from on today’s market, it is a great idea to come in to speak with your agent at State Insurance Solutions to find out what the insurance requirements are before you purchase.  

Lately on the scene you may have noticed these huge three wheel vehicles cruising around the local streets. If anything fits the category of toy it would be these buggers. The Polaris Slingshot for example is classified as a motorcycle though it does not ride at all like one. In the state of Texas these slingshots have been legal on the streets since 2015. They are categorized as motorcycles so riders would have to carry motorcycle insurance. 

The Triton Trike is another toy dandy with three wheels but is more easily fits the motorcycle category because it has a saddle seat. 

When it comes to the Polaris Slingshot and other toys it is important to know exactly what you are getting into. If you are in the Arlington, TX area or nearby please feel free to visit our office or call us. We want to assist you in enjoying your toys to the fullest with no worries.