With a few notable exceptions, the United States is a car-oriented country. Having to take public transportation can often result in much longer, less convenient travel routes, especially in Arlington, TX. If you suddenly find yourself without a car because yours is in the shop after an accident, a rental car would be an obvious solution. However, the cost for one of those adds up over time. Your car insurance could provide a way to stay behind the wheel, though, if you have a type of coverage called rental reimbursement.
A Sort of Safety Net
Rental reimbursement covers a portion of your rental car costs if you have to rent because of an insurance claim. It doesn’t pay for rental cars if your car is undergoing regular maintenance or repairs. If you were in an accident, though, and you had to file an insurance claim, it would help you pay for a rental car.
Policies vary, but in general, this would reimburse you for a specific number of days up to a specific amount of money per day. You’d likely have to rent an economy car, which should be fine for the time your own car is undergoing work. It is possible that you would still have to pay part of the rental cost yourself, but your overall bill would be less expensive after applying the coverage.
Don’t Ignore This Coverage
Rental reimbursement is one of those additions that often gets dropped in order to save money. This isn’t always the best move as it leaves you unprotected if you need to rent a car. This type of reimbursement is like any insurance — it’s better to have it and not need it instead of needing it and not having it.
If you have a policy with State Insurance Solutions, speak with your agent in Arlington, TX to see how much adding rental reimbursement coverage would cost — it’s usually not that much. If you find yourself trying to streamline your policy instead, to save money, your State Insurance Solutions agent can take a look at your policy and help you work out a better way to save without dropping coverage.
