Fun vehicles such as boats, RVs, and motorcycles should be insured just like cars and trucks. When selecting an insurance policy for your recreational vehicle of choice, you’ll have to decide which type of coverage you want. Here’s a brief overview of some of the common coverage options included in boat, RV, and motorcycle insurance policies.
Coverage That Protect Your Recreational Vehicle
One of the most basic functions of boat, RV, or motorcycle insurance is to insure your recreational vehicle. Just as auto insurance policies often include comprehensive and collision coverage, recreational vehicle insurance policies have may include similar coverages that provide protection for your toy. Depending on your policy, you may be protected against:
- damage that your recreational vehicle sustains
- towing for your recreational vehicle
- salvaging your recreational vehicle (e.g. recovering a sunken boat)
- stolen equipment that’s permanently affixed to your recreational vehicle
Coverage That Protect Your Family
Policies often also include coverage for you, your family, and your friends. Protections like bodily injury coverage will pay for medical-related expenses of valid claims. While accidents are rare, recovering from them can be financially costly. Coverage options like this make sure you and your passengers will be able to afford treatment if you’re in an accident that causes injuries.
Help Selecting Coverage
These are just a few of the coverage options that are often available through boat, RV, and motorcycle insurance policies. Navigating through all of the available protections can be confusing. For help deciding which protections you need, contact us at State Insurance Solutions today.
At State Insurance Solutions, we’re an independent insurance agency that’s been serving Arlington, TX for years. We’ve helped many Texans find the most affordable boat, RV, and motorcycle policies by comparing offerings from all of the major insurers in the state. We’d love to assist you, too. You can learn more about our agency on our website, or you can give us a call to speak directly with an independent insurance agent at our office.
