During a vacation in Arlington, Texas, it is possible that an RV will be damaged in an accident. If damaged, then it may mean that you will need to find a hotel or other lodging until the vehicle is repaired. Although it is possible that your insurance may offer solutions to help pay for the expenses associated with staying in a hotel, the exact details of your coverage plan may vary.
Details of a Policy
Every insurer has a different method of determining your coverage. If your policy provides coverage for lodgings when you are involved in an accident, then you may not need to worry about paying for a hotel or other costs associated with the visit.
On the other hand, some insurers may have a clause or exception that limits the amount of funds that are available. In some cases, you may have only partial coverage for the hotel expenses.
If you purchased the minimum coverage, then you may not have options available to pay for lodgings. The minimum coverage may not help if your RV is damaged because it will focus on liability and personal injury protection rather than lodgings.
Evaluate your coverage before you make any claim on your account. In some cases, you may have protection against accidents and solutions to help pay for a hotel. In other cases, your policy may not offer any protection to pay for lodgings.
Every insurance policy is different, so it is important to learn about the details of your plan before you make a claim. Contact us to talk to an independent agent to learn more about your specific policy.