Letting someone else drive your car is always a risk. There is the chance that they can wreck the car or some other type of damage can happen to it as a result of being in an accident. You may then be left with the question of who should pay for the damages. After all they were the one driving, so it seems logical that they should pay for the damage. Here are some things to think through if you live in the El Paso, Texas area regarding who should pay for the damages.
Who Pays for Damages to a Borrowed Car
- In most cases the borrower of the car’s insurance will pay for the damages to the auto. If the other person is a close friend, they may be willing to pay for the damages without filing a claim at all.
- If the other person refuses to pay for the damages, you may have to talk with your company about getting them to pay for damages.
- Depending of the state that you live in, the damages may have to paid for by the owner of the car. In some cases the police officers may say that each person file with their own insurance company, leaving you to figure out the process.
- If the damage to your car are the drivers fault, then you may have to have them file it with their own company.
If you live in Texas and are wondering who should pay for the damages, then you need to call an independent agent. We can help you decide which insurance company you need to use. We can also help answer any other questions that you may have and even help find you a policy that is right for your car.